South Jersey · Stavros Antonakakis · YES Brokers
Whatever you need to insure, start with 856.
One licensed relationship for home, auto, business, employee benefits, health, and Medicare. Tell us what you are protecting. We will not make you pick a product first.
- In insurance
- 1987
- YES Brokers
- 2000
- To begin
- No fee
Coverage blueprint
Sample map · South Jersey household & restaurant
- HomeOn file · flood to review
- AutoTwo vehicles · coordinated
- UmbrellaReady for licensed review
- BusinessRestaurant package · open
- HealthSeparate licensed pathway
Next owner: a licensed YES professional. This sample is not a coverage opinion.
Value
Risk first. Relationship always.
A transaction ends when a policy is issued. The YES model — and this 856 desk — keeps working through service, claims, renewals, and the day something in your life changes.
01
One front door
You do not need the carrier, the department, or the product name. Start with the situation: a closing, a renewal, a new hire, a claim.
02
A blueprint, not a menu
We organize what you are protecting, what is already in place, and what deserves a licensed review. The map does not decide coverage by itself.
03
Someone owns the next step
Market submissions and binding happen only after the facts are validated, with a named professional — not a rotating call queue.
Protection
One advisory relationship. Every part of the risk.
Home & property
Dwelling, landlord, and flood questions — including the gap between what you own and what the policy names.
Auto & vehicles
Personal autos and work vehicles reviewed so a household policy is not quietly carrying a business exposure.
Business insurance
People, property, contracts, technology, and cash flow — shaped around the operation, not a class code alone.
Restaurants & hospitality
Property, kitchen, liquor, staff, delivery, income, and liability treated as one operating risk.
Employee benefits
Consulting, enrollment, management, and compliance for employers who are done with a benefits silo.
Health & Medicare
Education-first guidance for transitions, doctors, and prescriptions, including YES SeniorCare 360 readiness.
Umbrella & valuables
Liability above the home and auto, plus collections and scheduled property that renewals often skip.
Claims & service
Certificates, ID cards, billing, renewals, and claims — each request has an owner and a next action.
Deep operating experience includes restaurants, hotels, food and entertainment venues, and contractors. Medicare conversations follow separate compliance rules.
Pricing
Three ways to start. None of them is a premium.
Requesting a review is complimentary. We are an independent brokerage — you are not charged a fee to begin. Actual price depends on underwriting. Nothing on this page is a quote or a bindable offer.
Household
Families and individuals in the 856
Complimentary
Coverage review · no fee to start
- Home, auto, and umbrella reviewed together
- Valuables, flood, and cyber flagged for a licensed look
- One assigned professional
- A renewal conversation, not a one-time quote
Business
Most requestedOperators, restaurants, and contractors
Complimentary
Coverage review · no fee to start
- Property, liability, vehicles, and income
- Employee benefits pathway through YES
- Certificates and changes with a named owner
- Hospitality and contractor operating review
Full relationship
Owners who want one desk for all of it
Complimentary
Coverage review · no fee to start
- Household and business on the same blueprint
- Health and Medicare on a separately licensed path
- Claims and service with a visible next step
- The same professional across life changes
Stories
What people ask us to untangle.
“We stopped juggling a house, two cars, and liquor liability with three different people. The restaurant and the home finally sat on one review.”
“Renewal used to arrive as a PDF and a deadline. This time someone walked the blueprint with us before anything was signed.”
“I did not know whether Medicare or the group plan came first. They separated the question before anyone reached for a product.”
Composite situations based on the kinds of reviews YES Brokers runs. They are not client endorsements. Premiums, coverage, and claim outcomes vary and are not guaranteed.
Principal
Stavros Antonakakis
Founder, YES Brokers, Inc.
Stavros has worked in insurance since 1987, on both the company and the agency side. He founded YES Brokers in 2000 so families, employees, and businesses could stay with one brokerage when the risk changed — property and casualty, life and health, benefits, and the commercial account beside them.
He is Chairman Emeritus of the Greek American Chamber of Commerce and insurance advisor to a national restaurant cooperative. 856 Insures is how South Jersey reaches that practice.
Contact
Start with the situation.
Send a note to the desk. We reply from [email protected]. If something is urgent, call.
- Phone
- 856-467-8737
- [email protected]
- Web
- 856insures.com